BAV – UMi (BUMi) Program

In order to increase the number of entrepreneurs facilitated by the government, the Government Investment Center in collaboration with PT BAV provides secondary financing facilities for ultra micro entrepreneurs. The main objective is for ultra micro entrepreneurs to obtain financing easily and quickly.

BAV offers secondary financing facilities for ultra micro entrepreneurs to Non-Bank Financial Institutions (LKBB) as distributors. The requirements to become a channeling agency are as follows:
– Have experience in financing micro, small and medium enterprises for at least 2 years
– In good health and performing well, indicated by NPL performance below 5%
– Having a supportive management information system